Disclaimers
Important Disclosures
Investors Life Insurance Company of North America is licensed to do business in all states except New York. Not all products and services are available in all states.Investors Life Insurance Company of North America does not solicit, issue or deliver policies or contracts in the state of New York.
The NAIC company code for Investors Life Insurance Company of North America is 63487. Annuity contracts and certain life insurance policies are issued by Investors Life Insurance Company of North America, a Texas corporation, with offices at3801PGA Boulevard, Suite 600, Palm Beach Gardens, FL 33401, 1-877-263-0987.
This material is intended for general use with the public and does not take into account the investment objectives or financial situation of any client or prospective clients.
Investors Life Insurance Company of North America, its affiliates and employees are not making a recommendation regarding any specific products, and are not undertaking to provide individual tax, financial or investment advice or recommendation about managing or investing your retirement savingsor acting as a fiduciary in the sale or service of insurance contractsfor any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Please consult your personal tax or financial advisor for assistance. Investors Life Insurance Company of North America has a financial interest in the sale of its products.
Product features, riders and availability may vary by state. Annity contract guarantees are based on the claims-paying ability of the issuing company. Riders must be elected at issue.
Please consult the applicable, policy, contract, product and rider disclosures for a full description of features, benefits, and restrictions.
Annuities are long-term insurance products particularly suitable for retirement assets. Annuities are not meant to be used to meet short-term financial goals. Annuities held within qualified plans do not provide any additional tax benefit. An annuity should be used to fund a qualified plan based upon the annuity’s features other than tax deferral. All annuity features, risks, limitations, and costs should be considered prior to purchasing an annuity within a tax-qualified retirement plan.
Early withdrawals may be subject to surrender charges, market value adjustment and applicable pro-rated rider and strategy fees. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. You should consult with a tax advisor or attorney regarding the applicability of this information to your own situation.
Life insurance policies: it is possible coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage.
Insurance products are: Not FDIC/NCUA Insured | Not Insured by Any Federal Government Agency | May Lose Value